Lakshmi does not signify merely monetary riches, but eight distinct forms of prosperity required for a complete human life.
Lakshmi Tantra & Sri Suktam
Manifesting as Dhanya (food/agriculture), Dhairya (patience/courage), Vidya (knowledge), Vijaya (victory), Santana (offspring), Adi (primordial grace), Gaja (power/dignity), and Dhana (wealth).